auto insurance

Capitol dome with statue in foreground
w.r. richards / WKAR-MSU

The state House voted Thursday night to get rid of Michigan's Driver Responsibility Fee, but the bills could hit a roadblock in the state Senate. 

Capitol building photo
Wikimedia Commons

A plan to overhaul the state's auto insurance system failed late Thursday night. 

picture of the Michigan Capitol Building
pkaychelle / Flickr

The state is inching closer toward a controversial overhaul of its car insurance law. The House Insurance Committee passed a bill Thursday with several changes. 

Cars on Lansing area highway
WKAR-MSU

A bill advancing in Michigan's Legislature would require lower auto insurance premiums for all drivers while making it optional to buy unlimited medical benefits.

A Lansing-area freeway.
File photo / WKAR

The state Legislature will get rolling on potential changes to the state’s auto no fault insurance laws Tuesday. Michigan Public Radio’s Cheyna Roth has more.


Kevin Lavery, WKAR News

A bipartisan group in Michigan rolled out a new auto no-fault insurance overhaul plan Tuesday.

Cars on freeway
WKAR file photo

A new plan is in the works to bring down Michigan’s expensive auto insurance rates. It could be rolled out as soon as Tuesday. 

Cars on freeway
WKAR file photo

An unlikely alliance has formed to overhaul Michigan’s auto no-fault system. 

Cars on Lansing area highway
WKAR-MSU

A key figure working to bring down Michigan auto insurance rates says she’s looking at ways to tame individual ‘cost drivers’ that increase premiums.

Republican State Representative Lana Theis of Brighton chairs the House Insurance committee.

She’s looking at what she calls a “line item” approach:  identifying medical procedures that cost much more following a car accident than after, say, a bike accident.

File photo / WKAR

Auto-no fault insurance reform, a U.S. Supreme Court hearing for Michigan’s same sex marriage ban and critical budget discussions were among the top  political news stories in our state in April.

Proposed MI no-fault reforms generate heated debate

Apr 29, 2015
Flickr - Ray Dumas

Michigan legislators are in a pitched and partisan battle over proposed reforms to the state’s auto no-fault insurance system. Mainly Republican reformers are intent on lowering the state’s sky-high car insurance premiums by imposing cost controls on catastrophic accident claims. Mainly Democratic opponents say the move threatens a strong system that may be the best in the nation. Many allege it’s a money grab by the insurance industry and their allies in the legislature.

car crash
Courtesy / Flickr

Last week, another wrinkle was added to the ongoing debate over auto insurance reform in Michigan, as a FOIA request to obtain information about rate setting procedures was denied. Currently, a bill in the state Senate calls to cap lifetime payouts at a million dollars per claim.

The debate over changing Michigan’s no-fault auto insurance system is underway in Lansing.