auto insurance

Cars on Lansing area highway
WKAR-MSU

A key figure working to bring down Michigan auto insurance rates says she’s looking at ways to tame individual ‘cost drivers’ that increase premiums.

Republican State Representative Lana Theis of Brighton chairs the House Insurance committee.

She’s looking at what she calls a “line item” approach:  identifying medical procedures that cost much more following a car accident than after, say, a bike accident.

File photo / WKAR

Auto-no fault insurance reform, a U.S. Supreme Court hearing for Michigan’s same sex marriage ban and critical budget discussions were among the top  political news stories in our state in April.

Flickr - Ray Dumas

Michigan legislators are in a pitched and partisan battle over proposed reforms to the state’s auto no-fault insurance system. Mainly Republican reformers are intent on lowering the state’s sky-high car insurance premiums by imposing cost controls on catastrophic accident claims. Mainly Democratic opponents say the move threatens a strong system that may be the best in the nation. Many allege it’s a money grab by the insurance industry and their allies in the legislature.

car crash
Courtesy / Flickr

Last week, another wrinkle was added to the ongoing debate over auto insurance reform in Michigan, as a FOIA request to obtain information about rate setting procedures was denied. Currently, a bill in the state Senate calls to cap lifetime payouts at a million dollars per claim.

The debate over changing Michigan’s no-fault auto insurance system is underway in Lansing.