By Kevin Lavery
Lansing, MI – LANSING (WKAR) - The Michigan Office of Financial and Insurance Regulation is denying the request of seven auto insurance companies who've asked permission to enact rate increases.
The state says those companies are using discriminatory tactics.
The disapproved insurers include such names as Progressive and Michigan Millers.
Insurance regulator Ken Ross says those companies use credit scoring to determine how high to set their premiums.
The state banned that practice in 2005, but the industry filed suit.
The case is now pending before the Michigan Supreme Court.
Ross says insurance credit scoring in no way correlates to a driver's safety habits.
Ross says the state's latest action differs from its approach four years ago in that it's now challenging insurance credit scoring on a case by case basis.